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India's Best UPI
Credit Card

Experience UPI like never before!

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  • 03Reasons

    to move to Kiwi

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    kiwineon

    5% Cashback

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    kiwineon

    Airport Lounge Access

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    Lifetime free
    Credit Card

UPI Credit Card

For all your spends, even your chai!

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Works anywhere. Small or big.

Pay using your virtual credit card with no minimum spend amount.

Pay any QR code

With Kiwi, you can pay across all UPI apps. We’re platform-agnostic.

Scan & Pay

On your virtual card

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Lifetime free card

Our credit card is free—and always will be.

Get it instantly

With quick onboarding and verification, start using your card immediately.

5% Cashback

Cashback on every purchase done through UPI*

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Rewards on every transaction

We all deserve something extra.

Claim cashbacks anytime

Directly deposited in your bank account in no time.